Jobloria
Senior Risk Analyst
Fiserv
Location : Berkeley Heights, NJ, 07922
Job Type : Temporary
Salary : $71,250.00 - $114,000.00
Date Posted : 2 December 2025
Requisition IDR-10360731Date posted11/12/2025End Date11/28/2025CityBerkeley HeightsState/RegionNew JerseyCountryUnited StatesLocation TypeOnsite
Requisition IDR-10360731
Date posted11/12/2025
End Date11/28/2025
CityBerkeley Heights
State/RegionNew Jersey
CountryUnited States
Location TypeOnsite
We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
Senior Risk Analyst$71,250.00 - $114,000.00It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com . Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv’s Disability Accommodation Policy for additional information.
Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.
Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.
Calling all innovators - find your future at Fiserv.
Job Title
About your role:
You will support transaction risk management for a portfolio of merchant accounts within Fiserv’s payments and risk organization, helping protect revenue and reduce fraud and credit losses. The team builds analytic and machine-learning solutions to detect and mitigate risk while ensuring accounts meet service and compliance requirements. This role delivers models, rules, and reporting that directly improve portfolio performance and customer outcomes.
What you’ll do:
- Develop, test, and implement machine learning models and rules to mitigate fraud and credit risk for merchant portfolios.
- Analyze large, ambiguous datasets to identify trends, quantify risk, and define strategies to improve portfolio performance.
- Build and maintain automated ETL pipelines, feature stores, and model deployment workflows to support production scoring and monitoring.
- Create internal and external reporting and analytics on an ongoing and ad hoc basis, including dashboards and executive summaries.
- Monitor key performance and risk metrics, investigating deviations and ensuring accounts meet contractual SLAs.
- Communicate technical findings and recommendations directly with external customers and cross-functional stakeholders.
- Work with minimal supervision and partner with validation, operations, and engineering teams to operationalize models.
- Responsibilities listed are not intended to be all-inclusive and may be modified as necessary.
Experience you’ll need to have:
- 1+ years of experience in SQL and working with relational and columnar databases.
- 2+ years of experience working with predictive modeling and big data.
- 3+ years of equivalent combination of educational background, related experience, and/or military experience.
Experience that would be great to have:
- 1+ years of experience in SAS for statistical analysis and legacy model maintenance.
- 2+ years of experience in BI and visualization tools (Tableau, Power BI) for reporting and dashboard creation.
- Master’s degree in Data Science, Statistics, Computer Science, or a related quantitative field.
- Experience communicating analytics and model implications to external customers and senior stakeholders (stakeholder management).
How you’ll work:
This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.Sponsorship:
Benefits at Fiserv:
- Fuel Your Life program to support physical, financial, social, and emotional well-being
- Paid holidays and generous time away policies
- No-cost mental health support through Employee Assistance Programs
- Living Proof program to recognize your peers’ extra effort with points used for rewards
- Eight Employee Resource Groups to foster a collaborative culture
- Unparalleled professional growth with training, development, and internal mobility opportunities
- Retirement planning and discounted shares with the Employee Stock Purchase Plan
- Medical, dental, vision, life, and disability insurance options available day one
- Tuition assistance and reimbursement program
- Paid parental, caregiver, and military leave
#LI-SS1
Salary Range
These pay ranges apply to employees in New Jersey and New York. Pay ranges for employees in other states may differ.
This position is not eligible for an annual incentive opportunity and is also not eligible to earn commissions.
This position is not eligible for an annual incentive opportunity and is also not eligible to earn commissions.Thank you for considering employment with Fiserv. Please:
Apply using your legal nameOur commitment to Equal Opportunity:
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Unique Suite of Solutions#FiservProudCorporate Social ResponsibilityGlobal LeadershipUnique Suite of Solutions#FiservProudBenefitsMedical, Vision and Dental Benefits
Comprehensive benefit plans to suit your unique needs
Fuel Your Life Wellness Program
Resources to elevate your well-being
401k, Employee Stock Purchase Plans and Incentives & Bonuses
When Fiserv performs well, so does your financial health
Employee Resource Groups
Celebrating inclusion in the workplace
Paid Time Away
Providing the time off to manage personal needs
Freqently Asked Questions
Senior Risk Analysts often handle more complex data models and strategic risk assessments compared to general risk analyst roles. They lead machine learning model development, manage cross-functional projects, and provide advanced insights that shape enterprise risk strategies, requiring deeper expertise in predictive analytics and stakeholder communication.
In Berkeley Heights, NJ, risk analysts often progress by gaining proficiency in data modeling and regulatory compliance, moving into senior roles that involve leadership in fraud mitigation and portfolio risk. Local fintech hubs like Fiserv also offer opportunities to expand into managerial or specialized data science positions within payments risk.
Daily tasks include analyzing transaction data to detect fraud patterns, developing and refining risk models, collaborating with engineering teams to deploy solutions, and preparing detailed reports for internal and external stakeholders. This role requires blending technical analytics with communication skills to influence risk mitigation strategies effectively.
Certifications such as Financial Risk Manager (FRM), Certified Information Systems Auditor (CISA), or advanced credentials in data analytics and machine learning can significantly boost employability in New Jersey’s competitive financial risk landscape. Local employers value practical experience paired with recognized certifications.
Onsite roles in Berkeley Heights demand adaptability to fast-paced, collaborative environments where real-time data security and compliance are paramount. Managing fraud risk in a high-volume payment ecosystem requires balancing technical precision with timely decision-making and cross-team coordination.
Fiserv emphasizes innovation and inclusivity, encouraging Senior Risk Analysts to proactively contribute to developing cutting-edge machine learning models while fostering collaboration across teams. The culture supports ongoing learning and ethical risk management practices aligned with global payment standards.
Salaries for Senior Risk Analysts at Fiserv in Berkeley Heights range from approximately $71,250 to $114,000 annually. This reflects the specialized skill set required in fintech risk management, including experience with predictive modeling, SQL, and fraud mitigation within payment systems.
Senior Risk Analyst positions uniquely blend risk management with advanced data science techniques, such as building machine learning models and automating data pipelines. Unlike traditional risk roles focused mainly on compliance, this role demands strong programming and statistical analysis capabilities to proactively identify and mitigate fraud.
The New Jersey fintech sector, including Berkeley Heights, is growing rapidly with increasing demand for senior risk analysts. Competition is strong but balanced by abundant opportunities, especially for candidates who combine technical analytics skills with experience in payment fraud risk and stakeholder engagement.
Fiserv offers access to a global payments network, cutting-edge analytic tools, and a collaborative culture emphasizing innovation. Senior Risk Analysts benefit from comprehensive wellness programs, professional development, and the chance to impact large-scale financial transactions, setting it apart from smaller or less specialized firms.
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