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Location: Ocean County, NJ
Work Type: Full time
We are seeking a
Job Title: Funding Operations Manager
Location:Lakewood, NJ (Full-Time In-Office)Job Type:Full-TimeSchedule:Monday–FridaySalary:DoE
We are seeking adetail-oriented, highly organized Funding Operations Managerto manage and execute the full administrative workflow of our Merchant Cash Advance (MCA) deals. This is a crucial, in-office role responsible for ensuring that every aspect of a deal—from contracting and pricing to documentation and collections monitoring—is handled withextreme precision and speed. The ideal candidate will thrive in a fast-paced environment, possess exceptional accuracy, and demonstrate full ownership over the deal lifecycle.
Key Responsibilities:
- Deal Administration & Contracting:Accurately edit, finalize, and set up all contracts and funding agreements in our CRM and funding platforms, ensuring correct addendums are included and all contract terms match approved deal guidelines.
- Pricing and Calculations:Perform flawless calculations for pricing, payment schedules, and payback amounts, ensuring zero clerical errors in all financial documentation.
- Stipulation Management:Own the end-to-end process of organizing, tracking, and verifying all required stipulations (e.g., bank statements, IDs), communicating directly and persistently with business owners and brokers to secure missing documents.
- Bank Verifications & Data Extraction:Conduct secure bank logins to verify transactional activity and accurately review and extract cash flow data for use in underwriting and compliance checks.
- Collections Monitoring:Track and review daily bounce reports, monitor overall collection performance, and alert management to issues while coordinating follow-up actions with the collections team or external partners.
- Reporting & Accountability:Prepare accurate weekly collections summaries, maintain updated deal records in the CRM, and provide management with insights on pipeline, funding, and repayment trends.
Qualifications:
- 2+ years of demonstrated experience inMerchant Cash Advance, factoring, commercial lending, or other high-volume financial operationsis strongly preferred.
- Proven ability to manage documentation-heavy workflows withextreme organizational masteryand reliance on systematic checklists.
- Strong financial literacy, high numerical accuracy, and an absolute commitment toflawless calculations and data entry.
- Advanced proficiency with Microsoft Excel/Google Sheets and familiarity with CRM and deal management software (MCA-specific systems are a significant plus).
- Excellent written and verbal communication skills for professional interaction with merchants, brokers, and internal team members.
- Ability to work in-office full time in ourLakewood, New Jersey office.
What We Offer:
- Competitive compensation with significant growth opportunities based on performance and accountability.
- The chance to play a key operational role in scaling an established MCA funder.
- A fast-paced, professional environment with a collaborative, high-performing team.
- Comprehensive training and tools designed to help you master all aspects of funding operations.
Reference number: 25247
Profession:
Finance
Operations Manager
Company:
Date posted: 28th Oct, 2025
Freqently Asked Questions
An Operations Manager in Lakewood, NJ handling merchant cash advances coordinates contract finalizations, pricing accuracy, and collections oversight. Their role ensures seamless deal progression, requiring sharp financial skills and local market understanding to optimize funding operations within a fast-paced New Jersey office environment.
Unlike broad operational roles, this position zeroes in on merchant cash advance deal management, involving meticulous contract editing, pricing precision, and stipulation tracking. The focus is on financial accuracy and workflow mastery within MCA funding, distinguishing it from wider operational management tasks.
Prospective candidates should emphasize advanced Excel proficiency, precise data entry, strong financial literacy, and ability to manage documentation-heavy processes. Experience in merchant cash advance or commercial lending sectors adds valuable context, especially for in-office roles in Lakewood, NJ.
Professionals often advance from deal administration to senior operational leadership, possibly expanding into portfolio management or compliance oversight. Building expertise in MCA funding nuances and CRM systems can pave the way for strategic roles within finance operations teams.
SBH Career offers a collaborative team environment and robust training focused on funding operations, which may be more specialized than generic financial firms. Challenges include fast-paced deal cycles demanding exceptional organizational skills and full-time in-office commitment in Lakewood.
The company leverages CRM platforms and specialized MCA funding software to streamline contract management and data extraction. Operations Managers use these tools alongside Excel for precise payment calculations and tracking, enhancing operational accuracy and deal lifecycle oversight.
Salaries typically range based on experience but expect competitive compensation aligned with New Jersey financial sector standards, often between $65,000 and $85,000 annually. Performance and accountability can lead to considerable growth opportunities within this specialized operational role.
Lakewood’s expanding financial services scene has increased demand for skilled Operations Managers who can handle complex funding workflows. Employers value candidates with MCA experience and strong organizational prowess, reflecting a competitive but opportunity-rich local job market.
Given the full-time, in-office nature of the position, commuting convenience is critical. Lakewood’s transport options and proximity to surrounding Ocean County areas influence candidate accessibility, with many favoring reliable local transit or personal vehicles for timely office attendance.
Daily tasks include precise contract setup, verifying financial data, persistent communication with stakeholders, and monitoring collections. Candidates should prepare for a detail-intensive environment demanding speed and accuracy to maintain smooth merchant cash advance deal cycles.
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